TERMS AND CONDITIONS

LEGAL TERMS AND CONDITIONS

Access to and use of this site is subject to the following terms and conditions and all applicable laws. By using this website you signify your acceptance of our legal terms and conditions and that you adhere to the terms and conditions posted on the web site. You may browse this site for personal interest and information. However, please do not distribute, modify, transmit or revise the contents of this site without the written permission of QCHI.

QCHI.com makes no warranties or representations about the accuracy or completeness of this site content or of the content of any site or sites linked to this site. Neither QCHI nor any of its affiliates shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of access to or use of any content of this site or the content of any site or sites linked to this site.

Except for any personally identifiable information we may collect from you under the guidelines established in our Privacy Statement, any communication or material you post or transmit to QCHI over the Internet is, and will be treated as, non-confidential and non-proprietary. Furthermore, do not post or transmit any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense or violate any law. Note that any personally identifiable information you may post or transmit will be treated in accordance with our Privacy Statement.

This site is intended to and directed to residents of the United States and all advertising and claims contained in this site are valid only in the United States.

All names, logos and marks appearing in this site, except as otherwise noted, are trademarks owned or used under license by QCHI or its subsidiaries and affiliates. The use or misuse of these trademarks or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited.

RETAIL DISCLOSURES

QCHI engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.

THIRD PARTY VENDOR GEOLOCATION

Cellular geolocation services in calls made to QCHI numbers are provided by AdGeo, Inc. Information about this service, the vendors terms of use and the vendor’s data retention policies may be found at http://www.adgeo.com/MobileTermsOfService.aspx. Information about the vendor’s privacy policy for this service may be found at http://www.adgeo.com/PrivacyPolicy.aspx. Your use of and explicit or implicit consent during the toll free calls indicates your acceptance of the vendor’s terms of use and privacy policies.